Safe harbour is a legal safeguard designed to protect financially distressed companies and their directors from liability. By offering a protective shield, Safe Harbour encourages directors to take necessary risks and make decisions in the best interests of the company and its stakeholders without fear of personal consequences.

Small business restructuring (SBR) is a process designed to help financially distressed small businesses manage their debts and improve their financial viability. It typically involves creating a formal plan to reorganise the business’s affairs, debts, and operations with the aim of enabling the business to continue operating and avoid insolvency.